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At The Professional Law Group, we understand that facing legal challenges can be overwhelming. That’s why we offer a team of outstanding attorneys, each dedicated to providing the highest quality representation. Karina Rios is a prime example of this commitment. A seasoned insurance litigation attorney, Karina expertly handles all aspects of a claim, from meticulous case preparation to forceful negotiation or courtroom advocacy, depending on the path that leads to the best outcome.
Prior to joining The Professional Law Group, Karina was an attorney at a property insurance firm where she personally handled thousands of claims on behalf of Florida homeowners, ranging from small leaks to massive hurricane-caused damage. She has seen how insurance companies often improperly investigate a loss and is committed to bringing a fair resolution to all claims that come across her desk.
Previously in her career, Karina thrived as a state attorney, where she honed her courtroom skills into a finely tuned weapon representing the State in thousands of cases, many of which went to a jury trial. Years of presenting cases, dissecting evidence, and navigating the complexities of trial have instilled in her an unwavering confidence. Opposing counsel will find Karina a formidable opponent, adept at weaving together a compelling narrative and dismantling weak arguments.
Karina’s prowess extends beyond the courtroom. Her dedication to her clients runs deep. From the initial consultation where she patiently unravels their concerns, to the meticulous case management that keeps them informed, Karina prioritizes building trust and achieving the best possible outcome. She’s a fierce advocate, a strategic problem-solver, and a tireless champion for those seeking justice.
Karina is admitted to practice law in all Florida State Courts and the U.S. District Court, Southern District of Florida. She is a Miami native and is fluent in Spanish.
Karina is a member of The Florida Bar and is admitted to practice law in all Florida State Courts and the U.S. District Court, Southern District of Florida.
Karina is an ideal adversary and justice warrior, willing to battle unjust insurance companies. She understands the brutal tactics insurance companies can use against their own clients – denials, lowball offers, and even lawsuits – to discourage claims. Karina has seen it all, from outright rejections to courtroom theatrics with ridiculously low settlement offers. But for her, that’s the battle cry.
Karina doesn’t fight blind. Before meeting clients for the first time, she carefully dissects their case, building a detailed timeline and crafting a compelling strategy. This meticulous preparation allows Karina to ask insightful questions and uncover every detail critical to her clients’ success.
Ultimately, Karina is dedicated to understanding the case details, building a strong case, and achieving the best possible results – all while having a keen eye on expediting the process toward a favorable resolution.
Winning a case goes beyond legal knowledge. It requires a skilled advocate who can present a logical story to the judge or jury in a clear, compelling, and persuasive way. At The Professional Law Group, our attorneys, like Karina, are not just legal minds – they are courtroom veterans who understand the art of presentation.
Karina possesses a refined set of presentation skills honed through years of courtroom experience. These skills ensure each case is heard loud and clear through captivating storytelling, dynamic delivery, logical flow, visual impact, and anticipatory rebuttal. Beyond the spoken word, Karina projects confidence and professionalism demonstrating exceptional composure and quick thinking under pressure.
“A case that stands out in my mind is of a couple who experienced home damage from Hurricane Sally. Hurricane Sally’s wrath left my clients’ home, their sanctuary, riddled with leaks. They reported the claim as the damage was occurring, documented everything religiously, but their insurance company, instead of playing its part, played a cruel game of ‘Delay, Deny, More Delay.’ Then, the insurance company had gone bankrupt, leaving the couple in a financial lurch and Florida Insurance Guarantee Association (FIGA; a nonprofit corporation created by the Florida Legislature in 1970 to handle the claims of insolvent property insurance companies) to pick up the pieces.
“But, picking up the pieces turned into fumbling them over and over. FIGA sent out an engineer whose estimate was riddled with errors. My clients, a sweet older couple, meanwhile, were hemorrhaging money. They’d paid for tarps – three times – to keep the relentless Florida rain at bay. Storage fees for displaced belongings ate into their savings as well. Worst of all, they were living with a house reeking of mold; the damp ceiling a constant reminder of their misfortune. Imagine – a married couple in their late 60s living with moldy, dripping ceilings for nearly four years, all while FIGA kept generating inaccurate estimates and incomplete responses. Some wrongdoings were confessed to, but confessions don’t fix leaky roofs or mend the emotional toll.
“Unfortunately, many times the bureaucratic system, combined with the games insurance companies play to delay claims, prevents cases from going faster than we’d all want. We did everything right throughout the process, but my clients deserved better. They didn’t deserve this financial and emotional nightmare for years on end.
“This case stands out in my mind because it was about fighting for a couple who simply wanted their life back, a life free of drips and mold, and a life in their own safe haven.”
Please note: We currently only work with clients who have property damage insurance claims (no auto claims or uninsured claims).
