The Professional Law Group

Mold Inside Your Home, Condo, or Business?

Your insurance policy may cover the cost of mold removal and repair. 

Free Review of your Mold Situation

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Mold Damage

Your insurance policy may cover the cost of mold removal and repair.

Mold damage inside your home, condo or business may be covered by your insurance company. If mold is caused by an event that is covered by your policy, then mold resulting from that event will likely be covered too. While each policy is different, generally covered by insurance policies is:

  • Mold caused by a discharge or overflow of water from broken pipes such as plumbing, heating, air conditioning, and appliances.
  • Mold caused by fire damage
  • Mold caused by lightening damage
  • Mold caused by vandalism, theft, or other mischief-related event
  • Mold caused by fallen objects, such as trees onto your roof

Let’s look at a few examples.

Scenario 1: A broken air conditioning drainage line results in mold damage.

One day you came home from work and noticed water coming up through your floor boards. You called a plumber who found the air conditioning unit had a leak, which only became obvious after cutting a hole in the drywall underneath the handler. Flooring was wet and damaged. In pulling up the flooring, mold was detected underneath the flooring and behind the baseboards. In this scenario, the broken AC line damage should be covered by your insurance company, and subsequent damage resulting from the event may also be covered.

Scenario 2: Hurricane Irma causes roof damage which also results in mold damage.

Tiles from your roof were blown off by Hurricane Irma and water came in through a small opening. You tarped the roof to prevent water damage, but with a significant period of rain following the hurricane, water got under the tarp and down into the attic. You then noticed walls inside your home look unusual. Upon further investigation you find mold in the attic where the roof damage occurred and the walls look unusual due to water staining from the attic leak. In this scenario, hurricane damage may also be covered by the insurance company, and subsequent damage resulting from the event should also be covered.

Free Review of Your Mold Situation


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Unsure if your mold is covered under your insurance policy?

If you have mold, it’s important to have it looked at right away. Mold is a living organism and will continue to grow. Not all mold is bad, but some mold is toxic and has been found to cause numerous health problems. You may even qualify for a mold test with no out of pocket expense if you have a property insurance policy. Ask us for more information.

Free Review of Your Mold Situation

New insurance claim attorney adjuster

New Claims

Recent property damage resulting in mold? We handle new property insurance claims from start to finish. Do you know how much money you could be losing?

Underpaid Insurance Claims Attorney Adjusters

Underpaid Claims

Think your insurance company didn’t pay you enough for the damage which resulted in mold? We work to get you more. Don’t let the insurance company pay you less than you deserve.

Denied Insurance Claims Attorney Adjusters

Denied Claims

Insurance company denied your damage resulting in mold claim? Do you know how much you could be losing? Don’t let them deny your claim without contacting us.

No Fee if No Recovery

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"The Professional Law Group was incredible. They stepped in when I was overwhelmed with a leak and having to deal with insurance; they helped me from beginning to end. Whenever there was an issue I knew I could call them and they would come right away or help me over the phone. I highly recommend them for their professional and personal attention to details."
Simone B.

Free Review of Your Mold Situation


Se Habla Español | Nou Pale Kreyol

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