On December 16th, 2022, Florida’s Governor Ron DeSantis signed Senate Bill (S.B.) 2-A, a new law to help support the state’s property insurance industry. S.B. 2-A, which went into effect on the first of the year, includes many reforms to property insurance regulations. Almost all of them are designed to
One of the most important steps in filing a property insurance claim is having the damage appraised. In a perfect world, this would be simple. An unbiased professional would come to your location, review the damage, and give you an objective and accurate appraisal of the costs of the necessary
The Federal Emergency Management Agency (FEMA) manages the National Flood Insurance Program (NFIP), which works with local insurers to provide covered communities with flood insurance. As such, FEMA is responsible for setting many of the rules and regulations for flood insurance programs nationwide. One of the most important rules the
Imagine: you’ve just lived through a disaster like a hurricane or house fire. You and your family are fine, but your home is so damaged that it is unlivable. While it can be repaired, you cannot live there for the next several weeks or months. What are you supposed to
Florida has been struggling to manage its insurance industry for years. The state has a serious problem with keeping both contractors and insurers honest. Too many homeowners get caught in the middle, struggling with unscrupulous insurers that prevent them from getting the funds they need to repair their property. Unfortunately,
There’s never a good time for an emergency to happen. Whether you’re a homeowner or have a commercial property, the last thing you want to deal with is some kind of severe damage that needs urgent repairs. Unfortunately, you can expect some accident or natural disaster to hit your property
Hurricane Ian has put flood damage in the national spotlight. Many major cities in Florida saw storm surges over six feet, and inland flooding remained widespread long after the hurricane moved on. Some neighborhoods remain almost inaccessible due to flood waters more than two weeks later. All of this standing
Hurricane Ian has reminded the nation how devastating a single storm can be. Current estimates suggest that the storm led to $41-$70 billion in damage, making it one of the five most costly storms of all time. Unfortunately, it appears that as much as $17 billion of that damage is
In the aftermath of Hurricane Ian, Florida government officials are counting on insurance to help the state recover. Jane Castor, Tampa’s Mayor, has stated that “without a doubt, there are a lot of people that are going to be counting on insurance” to rebuild their homes and businesses after the
As a business owner, you’re responsible for a lot. You need to make sure your customers are satisfied, your bills are paid, and your company property is kept in good repair. That includes ensuring your brick-and-mortar buildings can safely remain open for business. But what if a natural disaster hits?
Please note: We currently only work with clients who have property damage insurance claims (no auto claims or uninsured claims).
