Should You Question the Insurance Company’s Damage Estimate? Do You Know What Your Claim is Really Worth?

When you file a property insurance claim your insurance company will send out an adjuster to see if the damage is covered and, if so, how much it is worth. It’s always a good idea to get a second opinion. Do you know what your claim is really worth? Even if the insurance company decides to pay your claim, do you think they want to pay the most money possible, or the smallest amount they can get away with?

Yes, you should question the insurance company’s damage estimate. Here are 3 reasons why.

  1. Insurance company adjusters may not properly value your damage. They may not thoroughly investigate and price “like kind and quality” which may undervalue your unique damage.
  2. Insurance company adjusters may overlook some of your damage or simply assume some damage is unrelated to the claim.
  3. Insurance company adjusters work for the insurance company.

It’s always a good idea to get a second opinion. When you hire Florida Professional Law Group, you can rest assured that the inspector we send to your property will take their time. They will be meticulous in finding and documenting all of your damage. Our inspectors will also take into consideration the quality of the materials that have been damaged when valuing your claim. Why is that important? Higher quality materials means higher replacement value.

Contact us today if you think your insurance company has offered less than what you deserve. We can help with underpaid, delayed, denied and new claims for residential, commercial, association properties and businesses. We can even help with re-opening some old claims.

Our work is usually contingency-based so there is no fee unless we collect money for you. Florida Professional Law group serves the entire state of Florida.

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