After a hurricane strikes, your entire home (and life) could be left in total disarray. Paperwork will likely be the last thing on your mind. Unfortunately, providing the right documentation is essential for getting your life back together with a hurricane property damage claim. That’s why it’s best to get
When you own property, you purchase insurance to help protect your investment if anything were to ever happen to it. When something does go wrong, the last thing you want to do is worry about your insurance company being difficult – or worse, denying your claim altogether. Unfortunately, property insurance
Most of the time, homeowner’s insurance is used to cover first-party losses — that is, damages incurred to your property that involve only you, the property owner. For example, your roof being damaged in a storm would be a first-party claim. But what happens when someone else causes damage to
You pay your property insurance premium trusting that should you ever need to file a claim, your insurer will come through for you and pay the full amount required to repair covered damages. Sadly, this is often not the case, and underpaid claims are all too common. For this reason,
Making a list of all the contents of your home is a daunting task, no doubt about it. But it’s also a necessary one, especially if you have an insurance claim. Every homeowner and renter should have a contents inventory list of their possessions. Why? To provide to insurers in
Waking up to a burst pipe or other types of property damage can be extremely stressful. What do you do with all of the damaged items? Who do you call? How fast can you clean up? There are plenty of questions running through homeowners’ minds when faced with this type
Were you aware that property damage due to an appliance water leak inside your home is usually claimed on the same policy as damage to the outside of your property caused by an incident of vandalism? It’s true. Both claims would most likely be filed against your homeowner’s policy here
As a home insurance policyholder, you enter into an agreement of trust with your insurer: you will pay your premium, and the insurance company will pay for covered property damages should you incur them. This is a good idea in principle, but what happens when the rubber hits the road
Insurance claims are usually not fun to deal with. In fact, they can be quite a hassle, especially if the insurance company is trying to give you the runaround. The key is understanding what you should do if your insurer isn’t giving you results — or even denies or underpays
Home insurance companies market themselves as being on your side. Protecting you when you need it most. Providing you with a safety net. And to an extent, that’s true. You pay regular premiums, so they’ll cover the cost whenever you suffer a big loss that’s covered by your policy. But
Please note: We currently only work with clients who have property damage insurance claims (no auto claims or uninsured claims).
