When your property is damaged by disaster, accident, or vandalism, it’s time to file an insurance claim. You shouldn’t, but if you decide to deal with the insurance company on your own, you’ll need to gather photos of your property, bills, and other documentation to send over.
And then, most likely, you’ll have to wait. When you finally do get a response, you will probably feel compelled to argue with your insurance company over what they will and won’t cover. The worse is that they will be hanging on to every single word that you say to justify not paying you. What may sound like straight English to you, might have a technical definition that the insurance company will use to deny your claim to the best of their ability.
There’s a better way to file a property damage claim. Contrary to what insurance companies would like you to believe, hiring a property damage attorney should never be the “last resort.” It should actually be your default course of action when filing a claim. Why? Because the insurance company is looking to pay the least amount of money possible in claims, while an attorney will fight to get them to pay all that they owe. It’s simple: the sooner you hire a law firm, the sooner your attorney will fight to get the compensation you deserve.
How Property Insurance Lawyers Help with Your Damage Claim
Many people wonder if hiring a lawyer is “worth it,” but there’s a better question: do you want to get the fair and just compensation you deserve… or not? Because insurance companies are always going to protect their bottom line first.
They are for-profit businesses, and when they have to pay out your claim, it reduces their profits. Which means they try very hard not to pay out, and when they do, they offer as little as they think they can get away with.
When you work with a knowledgeable attorney, they let insurers know they aren’t going to get away with their usual antics. In almost all cases, getting legal help is worth it because you’ll both save time and get more money from your insurance company. Moreover, many lawyers charge no fee if there is no recovery.
So, what do they do?
Let You Know What to Expect
Not all property damage may be covered by your insurance company. By hiring a lawyer as soon as you assess the damage, you’ll know what to expect and if a lawsuit will be needed. Then, your attorney can get started on compiling the evidence and documentation needed to build an air-tight case.
Help with Additional Professional Services
Your attorney will also know if additional consultants or professional services are needed. Engineers, firemen, and other contractors may be able to inspect the damage and back up the costs for repair. Hiring them before you submit your claim will help you get the best estimate.
Save You Time
If everything is not exactly right on your claim, your insurance company may try to underpay (or even deny) the claim. Don’t take that risk. Disputes drag out the process of property damage claims, and this makes it harder to file a lawsuit. Save time by consulting an attorney first.
Need a Skilled Florida Property Damage Attorney?
We are here to help you get the money you deserve to repair your property, allowing you to focus on what matters the most. Reach out to our team of legal pros for property damage claims assistance.
About Florida Professional Law Group
Florida Professional Law Group assists property owners throughout the state of Florida with new, delayed, underpaid, and denied insurance claims. Contact us at 800-LAW-4141 or visit us online https://theprolawgroup.com to start your free case evaluation. We aim to help you recover the maximum benefits owed to you under your policy. You may be able to reopen your claim up to five years from the date of loss, even if there was a payment. No out-of-pocket expenses. No fees, if no recovery. We only get paid if you get paid. Offices in Hollywood, FL.
