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An insurance policy is a contract between the insured (first party) and the insurance company (second party). The policy has 4 parts: 1. The Declarations Pages The first part is the Declarations page. We call them the DEC pages. That is very important because that is one part of the

New Insurance Claims It is common for property owners to submit an insurance claim and then wait and see what happens with it. That’s because most property owners trust that their insurance company will do the right thing and pay their legitimate claim. However, from our experience, it is important

With hurricane season here, most people have difficulty interpreting what their insurance policies cover. These misunderstandings can surprise property owners. Marc Ben-Ezra, Managing Attorney at Florida Professional Law Group (FLPLG), an insurance claim law firm provides some hurricane insurance tips. Hurricane Insurance Deductibles vs Property Insurance Deductibles Hurricane insurance deductibles

So your insurance company denied your property damage claim? It’s possible that the claim simply isn’t covered by your policy. However, in our experience, many denied claims should actually be paid. First, here are 3 reasons why your legitimate insurance claim may have been denied: You didn’t document what happened

When you file a property insurance claim your insurance company will send out an adjuster to see if the damage is covered and, if so, how much it is worth. It’s always a good idea to get a second opinion. Do you know what your claim is really worth? Even

We often hear that insurance claims are a real pain. Insurance companies can demand all kinds of tricky information to comply with the terms of their policies and then they can underpay or flat out deny claims. It can be a nightmare. Here are 3 reasons why you should have